Farm Holiday Let Mortgages and Agricultural Finance

Holiday let finance sits within the wider agricultural finance landscape and is typically used to fund residential property intended for short-term letting, including cottages and converted buildings.

In practice, this is usually structured as a specialist buy-to-let mortgage adapted for short-term letting, rather than long-term tenancy, with consideration given to projected rental income and the property itself.

Within farming businesses, holiday lets are often used as part of a wider diversification strategy, where existing buildings or land are repurposed to generate additional income alongside core agricultural activities.

Borrowing may also sit alongside other facilities depending on the structure of the project. Property conversion may be supported through development finance or bridging finance before moving onto longer-term arrangements such as holiday let mortgages or agricultural mortgages.

If you’d like to explore farm holiday let mortgages further, details are available here